Dental insurance can be intimidating, but having the ability to utilize it wisely can preserve your smile and your cash. Dental plans have a “use it or lose it” provision that most people are not aware of. What this implies is that available coverage at year-end is lost, along with the value that has already been paid. Understanding your plan can enable you to schedule the right care at the right time.
Why Timing Matters
Most dental insurance plans renew annually. If you have the habit of booking appointments during the last month of the year, you may find dentists’ clinics full and with little preventive care available. Being proactive allows you to get your teeth the care they need without undue anxiety.
Preventive Care Pays Off
Preventive care, like cleanings, exams, and X-rays, is usually fully covered by dental insurance. Check-ups prevent small issues from becoming costly procedures. For instance:
- Early detection of cavities avoids root canals
- Regular gum checks prevent periodontal disease
- Cleanings twice a year keep enamel strong
Studies show that routine preventive care reduces major dental expenses by as much as 50% in the long term. Using your dental plan today preserves your oral well-being and optimizes your plan’s benefit.
Planning Your Care Strategically
Dental benefits can include more than preventive care. Fillings, crowns, and other restorative care are partially paid for. Keeping track of your dental insurance calendar allows you to space treatment over months to get the highest benefit. Scheduling ahead allows you to split procedures between two adjacent calendar years if needed.
Your dental benefits book should have:
- Learning about your plan’s annual maximum
- Keeping track of covered services before year’s end
- Prioritizing preventive and restorative care
By staying on this course, you can avoid losing benefits and get the care you need.
Don’t wait – Make an appointment today
Unused benefits are lost benefits. Your dental plan is in place to keep you healthy and prevent future complications. Putting it off too long could result in foregoing services under your plan. Here at Cedar Grove Dental Group, we can review your plan, take you through your dental coverage, and help you schedule the right procedures in a timely fashion.
Protect your smile, save money, and get the most out of your plan. Contact Cedar Grove Dental Group today and utilize your benefits before the end of the year.
